Originally Posted by
RDY3238
"I used my legit side hustle in real estate investment as a sole prop and was approved for a credit line greater than my annual revenue"
As a sole prop, did they request proof of financials etc? Or just ask for numbers.
I have an inactive Real Estate LLC, I don't really want to reinstate it...my Sec of States office is overwhelmed right now with no staff to process new LLC apps.
I had the Barclays Aviator few years ago but cancelled it, no issues with Barclays.
I have 800 + FICO's and good retirement income.
I know Barclays can be erratic and inconsistent in policy and decisions.
Thx....
So I almost called in my application because of the same application horror stories you may have also heard. But I decided to just do the application online and was instantly approved with no further documents required. Their business card application is similar to the other banks. They ask for business gross and personal gross incomes. My sole prop is in my own name, no EIN, and not an entity (llc or corp.). I have one active personal Barclays card (about 10K spend this year), no previous closed accounts and about a five year solid relationship. Funny thing... when I got my first card with them I figured it would be a churn and burn, but they have been very good to me with 0% offers, spend bonuses and a few other deals. Im curious what kind of goodies I may get with the Wyndham card.