Originally Posted by
findark
My own coverage in the US, and IME it is fairly standard to require hefty liability coverage included in the rental price in other countries, to the point of being difficult to find the information since it is assumed, and the US is rather unique in not requiring this.
so in summary, in many or most foreign countries, third party property damage + liability is already automatically included in the rental rate and not itemized out
but in US, third party property damage + liability is an extra charge / line item and cost for this applies if you opt in.
i think another confusing point is that in some countries, insurance coverage is tied to the driver, while in other countries, insurance coverage is tied to the vehicle itself.