Depends on your upcoming travel plans. If 5,000 points puts you over what you need it could be better.
You can get better than 1.5 cents per point, but its not always the easiest. The point differential is 4,500 points, so thats only valued at $68.
Look at your upcoming plans and see what makes the most sense to you. Maybe you are going somewhere where cash prices are better than point value. Every year your answer might be different
Last edited by Schnit; Aug 9, 2022 at 9:15 am
Reason: Stupid error fixed