Originally Posted by
Goldorak
I wouldn't say that, although some of the last "improvements"
are bad. But for the last 3 years, we have more and more very interesting cashback offers for AFKL or some hotel brands purchases. Those are becoming the most interesting benefits of this card as clearly you recover quickly your annual fee. But if those offers vanish in the future (not unlikely on a post covid world), then I would clearly consider cancelling the card.
But those cashback offers are offered to every Amex customer. So you can still access them with a free Amex card at the entry level.
I have a very hard time to justify the 180 euros price for the Gold and the 570 euros price for the Platinum nowadays.
No lounge benefit, travel insurance restricted to AF-KLM flights, 2,8% FX fee. You get better insurance and no FX fee (even on withdrawals) on free Visa/Mastercard cards on the French market.
The only real perks of those "premium" cards are the extra XP without flying.