BILT is consistently rounding down to the lower dollar, so that $2.99 is $2. It would seem poorly thought out for a new card working to bring in subscribers.
Many bank credit cards round up from the the first .01 to the next dollar, though not sure if that is Wells Fargo policy.
As a reminder, this is a $0 AF, no FTF metal card with transferrable points (AA, Hyatt, Turkish, IHG, FB, Virgin Atlantic, Aeroplan, Emirates, Hawaiian).
The first iteration wasn't all that interesting, but it appears they move fast and have already updated the rewards structure to:
- 1X general spend and rent
- 2X travel (air, hotel, car, cruise)
- 3X dining
The card also features quite a few benefits/coverages that we rarely see in $0 AF cards these day, like: $800 cellphone protection, purchase protection, 6-hour flight delay coverage, etc.
This could be a very interesting card for the AF-averse crowd, as it is exceedingly rare to find a $0 AF card with no FTF that offers transfer partners (and good ones, at that!).[/QUOTE]