Umm .. 100k's cover for two of us gives
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For arranging this plan, Norwich Union will pay commission to Tesco Personal Finance of:

£410.12 immediately
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seems a £40.00 rebate (4000 pts) is pretty miserly, and I suspect the marketing people will stop rubbing their hands with glee when the clawbacks start after a few months.

Taking two plans out instead of the one of course could yield 8000 pts or 12,800/25,600 BA (1280/2560 AM) for under £30 .. but ethically is it right to take 'advantage' of this promo when the intent is to cancel after the points have been awarded for only one month premium?