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SiggyCaps .
I have the Amex Brilliant and the Amex Business. Based on the eligibility chart here:
https://thepointsguy.com/guide/eligi...-bonvoy-cards/
Since I got a SUB from the Brilliant in the past 24 months I'm not eligible for either of the Chase cards.
However if I was eligible, I would get the $95 Chase card and cancel the Amex one, 5x 50k certs is juicy...
I don't have a problem using the restaurant credit but it's definitely annoying.