Originally Posted by
guv1976
I had no idea that companies paid extra for a rate code that includes insurance. I thought that insurance coverage was a benefit that the car-rental company included as an inducement to get an entity to funnel its business to that particular car-rental company. More like a further "discount" for the anticipated rental volume, rather than something for which an entity must pay extra.
Do you have any idea what your company pays for such coverage, and whether it's per day, per rental, or a flat annual fee?
Edited to add: In any event, we don't know whether the OP's employer pays National anything for LDW coverage on its business rate code.
Doesn't really matter, does it? Whether the company pays an extra fee (per day/week/rental/whatever), or National "includes" it as an inducement, it's still getting "paid for" - either directly, per rental, or indirectly through increased rental volume. If it's included in the contract, it's included in the contract.
In the OP's case, I am pretty sure that they said that their company had separate codes for business and leisure, and that the 'business' code had a lower rate and included LDW - while the leisure rate cost more & didn't include the waiver.
If it were me, I am fairly risk-averse and feel like intentionally using the business rate would be a poor value when you balance the few dollars of savings against the potential career-limiting opportunities of exposing your employer to financial risk or endangering their preferred rate - just so I could save a few bucks - well, it just doesn't seem like a wise move.