Originally Posted by
Qwkynuf
Whoever underwrites their CDW/LDW. If they self-insure, then the department that handles those claims. Either way, nobody is "investigating" whether you used your company's business code for a leisure rental. But they may be *reporting* that claim to your company, which might have repercussions if you weren't authorized to use that code.
Why would a self-insured rental-car company (or their insurer, if they have one) willingly accept a substantial loss that they are not required to? If the claim is reported to the renter's employer, that might be how the rental company starts an investigation into whether the renter was properly using a rate code that includes LDW.
Does your company's single rate code include LDW for both business and leisure rentals? If not, does National ask you to specify whether you are renting for business purposes or leisure purposes when you make a reservation?