Originally Posted by
HawkeyeFlyer
EXACTLY!! Number one transfer option for best value is almost always premium international travel where values per point can far exceed this amount. If you are happy with 1.5, get a cash back card card and avoid only bing able to PYB in certain categories
Except that a cash back card gives me at most 2%, whereas with the CSR, I get 4.5% on dining and travel.