Originally Posted by
VegasGambler
I'm saying that even if you put it on hold, after you purchase the same issue still exists (you still have 24hr to cancel).
So yes you can do it but it doesn't really "solve" the problem, in that there is still a 24hr period when you are due a refund. You've just moved that 24hr period forward (and the hold is only 5 days for awards; it's 1 day for cash fares, though they give you until the end of the next calendar day so you can theoretically get almost 48hr if you hold at the right time)
Correct. Form of payment is irrelevant to a reservation put on hold. As a practical matter, if you want to use a credit to pay for a flight you put on hold you can't do that online. You have to call to pay and be ticketed. I've done this several times and don't recall the agent warning me about non-refundability.