Originally Posted by
IAD_flyer
Is it true that you can't downgrade this to an INK no-fee product?
True: you cannot. You can downgrade a card only to another card in the same “family” (such as Chase IHG Premier and Traveler or Ink Preferred and Ink Cash).
For more on this, see the wiki at
Chase Product Change/Card Conversion: Downgrade, Upgrade, Keep or Cancel? 2020 - 2022
Any downgrade options after a year?
Nope.