Looking at gold card account online, they have changed some of the dining credit partners. The $10 monthly credits can now be used at Goldbelly, Wine.com, Milk Bar in addition to Grubhub, Cheesecake Factory and select Shake Shack locations. "Effective August 2, 2022, Boxed and Ruth's Chris Steak House will no longer be participating partners for the $120 Dining Credit."