Originally Posted by
Sbuzick
Does Chase Sapphire travel insurance cover prepaid Airbnb if flight delay makes me miss the first night? BA delayed flight caused missed connection and can’t be rebooked until tomorrow. BA gave hotel voucher so don’t need that covered, just partial prepaid Airbnb
Depends why BA cancelled the flight. If it was a covered hazard, then yes Trip Cancellation/Interruption covers it. If not, then no. If it was weather related, then see if one of these two covered hazards apply:
"
• Named Storm Warning
• Severe Weather, which prevents a reasonable and prudent person
from beginning or continuing on a Trip and occurs: 1) at the point of
origin of the Trip prior to departure; or 2) in the path between Your
place of permanent residence and the point of origin of the Trip
prior to departure; or 3) within fifty (50) miles of the airport, terminal,
station, booked lodging, and/or Host at Destination location listed
on Your travel itinerary; and which: A) impacts a reasonable and
prudent person’s ability to: (a) safely travel to the departure point of
a Common Carrier on which You are scheduled to travel; or (b) safely
remain at a booked Provider of Lodging, or a Host at Destination
location listed on Your travel itinerary; or B) causes the cessation
of operation of a Common Carrier for which You are scheduled
to travel provided that such cessation of operation causes You to:
(a) miss at least 20% of the scheduled duration of the Trip; or (b) miss
the departure of a prepaid cruise, or tour (booked through a Tour
Operator) that You are scheduled to take; or C) causes a Provider
of Lodging with which You booked accommodations to cease
normal operations
"