Capital One Household Combining - both points and cash
In summary Chase allows points transfer in a household for free and unlimited times online
Amex has no points transfers allowed for membership rewards to combine - one can use users accounts for transfer to partners
Cap One seems to fall in between in my experience - phone calls needed but transfers allowed
Citi allows transfers abut the points gifted fall off in 30- 60 days - worst case
When the VentureX card came on the market, I bit - and so did a lot of my friends family with my urging. Then shortly after meeting the min spend on them the Cash Select 3k bonus arrived - for spending 50k
Now we had a bunch of Venture X cards and Cash Plus cards - each with its own Min spend .
Some data points
Whoever had the VentureX had no issues with Cash plus - getting approved - I think it was because the min spend was done over the holidays for most and the Cash Plus offer was used after the other card was paid off
Whoever had the Cash Plus first did not get Venture X approved - I suspect it was because the spend had not gone through in time before the venture X bonus fell from 100k to 75k
I was curious how the Capital One Venture X transfers would work - We have family and friends 1-8
1, 3, 6, 7, 8, - got Venture X first (Blue cards) - it was no issue to call and transfer points to my account
Cap One locked an account for a week after the transfer (and unlocked it a week later after providing proof of ID)
I got 600k points in Cap One miles and used that to book 4 SQ C class LHR to SYD in October = saver awards 116k miles each and a TK trip to US for 105k miles round trip from Asia
1,2,4,5,6,7,8 got Cash Plus cards (Green cards) as well
I could transfer from Green card to Blue card in my account but not vice versa - one it came to venture the option was to transfer to another venture - or to redeem at website
I could not send Venture X points to my cash Plus accounts to cash out for 1c - even though they both have 1c value
Venture X - Transfers between accounts - can Users transfer points online?
1 was a user on 2's Venture X account - there was no way to get online access as a user to transfer points
Then I upgraded 1 to manager - now we had access to the points - but when I tried to transfer - not possible
1 could redeem points to many airilnes and hotels - but NOT to his own account
It needed a call to get them over from 2 to 1
Cash Plus transfers
Cash Plus can be transferred to venture X and shared, but can Cash Plus cards share points?
Being a manager has no effect on ability to transfer 2's cash plus points to 1 - a call was needed
7 & 8 are married
8 was able to transfer her cash plus points to 7's VentureX account (where she also had a card as a manager but took a while
Singles
6 was able to transfer Cash Plus points with a phone call to 1's green card (green to green)
5 was unable to get a rep to transfer points from Cash Plus (green to green failed) !
Anyway in summary
Online from Green (cah accounts ) to blue points accounts went off well
Blue to Blue - no issues with phone call
Managers can redeem also for partner miles
Users have no access online for points
Green to blue is a one way street
Green to Green possible with calls to 1800-capital
Green to Green may be hung up at times - perhaps this is a whole new ball game
managers seem to be able to redeem from green to blue at times
Nov 22 -
Green to a different person Blue also possible with a phone call
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Last edited by ffI; Nov 5, 2022 at 8:53 pm
Reason: fix typo