INK Preferred benefits guide is here:
https://static.chasecdn.com/content/...0Biz%20Sig.pdf
The language is similar, but not identical:
What is a Common Carrier Covered Trip?
• It’s travel on a Common Carrier (see definitions section) when
some portion of the fare for transportation has been charged
to your Account issued by Chase Bank USA, N.A. and/or
its affiliates.
It’s also travel on a Common Carrier when free flights have been
awarded from frequent flier or Rewards programs, provided
that all of the miles or Rewards points were accumulated from
a Rewards program sponsored by Chase Bank USA, N.A. and/or
its affiliates.
The Baggage Delay benefit amount is in excess of any travel
insurance purchased by the Insured Person for the same Covered
Trip or indemnity or reimbursement from the airline, cruise line,
railroad, station authority, or occupancy provider available to you
or other Insured Persons