Is there a way to cancel a refundable fare (booked with fresh money from a credit card) into a form of credit that can be used for other passengers but is not a refund to the credit card? The Wiki at the top of this thread tells me that the Wiki's content is outdated.

I want to book two refundable economy class fares (different dates) from Canada to the US for myself, paying through the United website in Canadian Dollars with my credit card. I will likely have to cancel one of these itineraries, maybe both.

• Do I understand correctly that, if I do not want a refund to my credit card, such a cancellation will result in an FFC, and that I still can not use the FFC for any other passenger?
• Or have recent changes by UA made it possible to use FFC for other passengers?
• Is there a way to put the refund into a Travelbank rather than an FFC, so that I can use the funds for a different passenger?
• Assuming I can put the refund into a Travelbank, will the refund be converted to USD or will it it stay in CAD?
• Is there a better solution?
• Is the situation different if the fare is non-refundable Economy (but not Basic Economy)?

Thank you!