What do you think chances of getting approved if you currently hold the card and close it now are? I got the Biz in 10/20. I got the personal in 9/17 and closed that 11/21 when the AF posted hoping to eventually churn that one. I kept the Biz since I was one of the lucky ones who didn't have the AF post. I see now they caught that and it posted. Grrrr. I need to have some AA card for my trips this summer (free bags). I'm at 4/24 hoping to do the MDD some time this summer w/ Chase (need to finish the MSR on the IHG biz). My last Citi biz was 6/19 (closed 7/20) but I didn't earn a SUB on it (it was during the craze of 5746564 Citi cards and millions of AA miles, I wasn't one of the lucky ones). My last Citi Biz I earned the SUB on was opened 10/18 (closed 6/19). Sharing that because not sure I can grab a citi biz and get a SUB if I get denied from Barclay. And I don't want to try for the personal AA cards until I do the MDD. I love my AA miles, so I'd love to get in on the 80k.

Thoughts? I know the fine print says 24 months. But I know others have had luck in shorter times.