Originally Posted by
Globalist on points
Nothing up my sleeve, I think I've been very clear about my approach. I space out apps 90+ days, I sign up for no more than 2 business cards per year with Chase per SSN or EIN. Last year it that amounted to 8 total, and for the last 5 years it has ranged from 5 to 9 Chase cards per year, and about the same from other cards. I've signed up for 72 cards in total in the last 5 years, but I follow the banks rules, and think about long-term velocity. I have avoided shutdowns from Chase, Amex, Citi, etc. I've only ever been shutdown by Serve, but that was more MS related.
How can you say " I sign up for no more than 2 business cards per year with Chase per SSN or EIN. Last year it that amounted to 8 total" do you mean per Q? and even with that Ive had them let me know I cant get the bonus again, so I simply dont get how you get them year after year w/o any problems, yes BCCs. This coming from a person who had to call Chase last week to remove the Increases they gave me on 2 of my CCs w/o me asking for the increase.
But if you truly have it working for you (yes I highly doubt it) great Milk it while you can
fwiw 3.5M pts is kids stuff I have more then that with UR alone