I have metal accounts with both Curve and Revolut. Both offer car hire excess insurance and seem similar to each other.
It seems to me that my best bet for total cover is Avis in addition to the items below.
Or am I missing the point and overthinking this? Should anything happen, that would result in a charge, I involve either of the two companies, follow their process and I pay the excess all good?



Curve collision damage excess definitions

Curve not covered

Revolut

Revolut instructions if accident occurs

Revolut definitions