I don't have any plans to travel anytime soon due to work and have not for a couple of years. But I'm hopeful that by the end of the year, I'll be traveling more again. Long story short, I have about 450k MR points on my amex account. I've never had this many points so it just feels kind of "wrong"? Is there any reason why I should look to transfer these and hold them in other forms or should I wait until i have concrete plans and look for the best deal then?