Yeah, I get that. But what is the alternative? What is a truly safe way to back up everything I own without putting up a sign that says "Free passwords and bank accounts. Get yours here!"? I do use a portable back up drive for my Mac (which I turn on maybe half a dozen times per year) but what about my ipad/phone? Side note: I changed laptops a couple of years ago and I had no idea how to get all the stuff that I safely and prudently stored from the portable back up thingy onto the new laptop so I just gave up. How do those damn things work??