FlyerTalk Forums - View Single Post - Big Delta/Amex promo: There IS a downside
Old Oct 13, 2000 | 11:04 pm
  #10  
Counsellor
40 Nights
5M
100 Countries Visited
25 Years on Site
 
Join Date: May 1998
Location: Naples FL, Munich DE
Programs: UA MM, AA 2MM, Marriott LT Titanium, Hilton Gold
Posts: 6,816
Originally posted by SuperCat:
I got rejected for the Corporate AMX card through my new employer last month. When I called to find out what the mistake was, I only got rude treatment. They told me, that I would have to send away for a credit report and dispute it with the credit report as they weren't allowed to tell me why the denied my application.
If memory seves, when a credit provider turns down an application based on a report by a credit service, they are required to tell you which credit reporting service they relied on, and based on the turn-down, that service is required to give you a free copy of the report. Seems to me there are some significant penalties for not complying.
Counsellor is offline