Originally Posted by
Thunderroad
Afraid I don't know the answer. But even if you get the current offer of 75K points for $4,000 spend, would that necessarily be worse than the original offer of 100K points for $10,000 spend? Yes, you'd be out the $200 Airbnb/VRBO whatever credit associated only with the original, but you'd then have $6,000 to spend toward a bonus on another new card.
That’s a good way of looking at it. I pulled the plug on the 100k offer, but had some tax payments that allowed me to hit the $10k spend. Had I not hat that expense, I would have held off and likely applied for the current offer.