Advice? I have the old Chase IHG Rewards Club MC and don’t use it except for IHG hotels. Thinking of downgrading to new IHG Traveller MC with no annual fee to save $99 annual fee of Rewards Club MC….that I just paid in February. Any downside to doing this? I have 500k IHG points I want to preserve and rarely pay for IHG hotel stays.
TIA