When my renewal card comes at some point in the future, I'd like it to be delivered by a clown and his tutu wearing dancing dog. That's a perk I can get behind. Not sure I'd go for a super-deluxe DYKWIA card with lounge privileges. Those cards tend to be in the $500+ range, where I can get AS Lounge membership for $400. So that'd be a wash. Any premium card would need to have additional perks like a 1.5:1 earning rate.