Originally Posted by
Thunderroad
Someone correct me if I'm wrong, but...this seems like a better offer, given the opportunity cost of spending that extra $6,000 for an extra 25K points, as opposed to spending it on another new credit card for different points/miles. YMMV, but given my travel patterns I just don't value the airbnb/vrbo benefit very highly.
I don't suppose that there's a way of trading in the approved original offer for the new, revised one, is there?
FWIW, I applied before the deadline and, somewhat to my surprise, I got approved. My credit score is 834, but I'd gotten about four new cards over the past year and have about ten of them in total (none of them Capitol One, though I did have one of their cards about five years ago). Three of those four new cards were business cards, if that might make any difference for Capitol One in its opaque approval process.
I was reluctant to do a second app (P2 got one) for our household but pulled the trigger bc I could use P2 referral link for 25k. The $200 airbnb credit will def be used by us, so I figure that makes the extra spend worth it even if I have to pay some fees like for taxes.