Originally Posted by
puchong
If one applies for multiple cards on one day, is the damage from multiple hard/soft pulls reduced by being counted as only one credit enquiry? If one wants to apply for multiple cards, is it better to spread the application s out over several days or better to do all on the same day?
If you're talking about U.S. applications, no they are not counted as one. Some types of rate shopping (e.g., auto and mortgage) do get consolidated for FICO purposes but not credit card applications.
IMHO there is no advantage to either "strategy" you are asking about. Inquiries do not matter and people often overestimate any FICO score impact they have. If there is a card product you can benefit from, go for it and don't sweat the inquiries.