Surprised to get an instant approval today. This puts me right at 5/24, with around 15 open accounts and ~820 Credit Score. Only had 1 other Capital One card, Closed in late 2020 after opening it late 2019.

Used my wife's referral link. Haven't had a Card with them in 2 years, but sounds like the rule is if you've "ever" been a cardholder, referrer wont get a bonus. Fingers crossed this rule might have exceptions.

Wife got her card last month and I didn't expect we'd be getting to the spend requirement that quickly, so glad Im able to take advantage too.