Originally Posted by Majuki

I was a bit surprised because I got some food and drinks from the rooftop bar, and that charge was in MXN. With the favorable rate it cost me less than if I had done a separate credit card charge (unless the restaurant also used the same rate). It's a loss for those using MXN denominated credit cards, however.



Yes, I've seen the double conversion too. In this particular case the reservation was denominated in USD, the credit card preauth was USD, and the final credit card slip was in USD at a rate that matched the total in USD at the time of booking. Based on this experience, my guess is that anyone with a USD card would get billed in USD. I imagine this hotel has DCC on its terminal as well, but I would be curious to see if the conversion would be based off of USD or MXN. My guess there would be USD, but I'd need a non-MXN and non-USD card to test. We only have one non-USD card in the house, but Mrs. Majuki doesn't like me using it to test various merchants for DCC in the US. It's also a Visa debit card, so I'm not about to be paying a hotel bill with it.



If using a credit card in Bintan, however, wouldn't the charge be in IDR? I know they quote in USD and then apply their own, unfavorable exchange rate from USD to IDR. Have you see reports of DCC on top of that?