Datapoints: 11.5 month old Biz Plat, 1st of 3 Biz Plats last year, ~ $60K annual spend, was not charged annual fee first year (not sure why), no prior accepted offer, offered $695 credit no spend requirement.

5 year old (no annual fee) Blu Biz Plus, ~$50K annual spend, accepted 10K MR for $3K spend ~16 months ago, offered $50 credit.

Agent volunteered that they have not had any MR offers for “quite a while”, I asked if “quite a while” was years or months or weeks, she said “since 4th quarter”.