It's been years since our household saw anything but rejections from C1, and just now my wife broke the streak, with an instant approval for the 100k, with a $30k CL. She was at 2/12 and 4/24, excluding some biz cards. We unlocked all three credit bureaus and her scores were in the 830s across the board. Didn't answer the most of the optional questions, e.g. carrying a balance.