Originally Posted by
pallhedge
I'm not at all surprised. I place little to no value in monitoring one's VantageScore. It's ultimately a distraction as you have discovered.
Credit Journey is not a FICO score, and it is not the score than Chase uses to evaluate applications.
Update: after I paid off most of my balances last week, my Chase Credit Score went up more than 100 points, from 694 to 807.
My FICO 8 score also went up from 750 to 802.