Thank you. I don't have nearly the assets described in the link but maybe I'll give my friendly JP Morgan (CPC) Account Exec a call to find out if that asset amount is correct. (FWIW, I think one can get ongoing UA Club access by alternating churns of the UA Club card and the UA Club Biz card every 25-26 months, the SUBs are worth the AF and Biz currently earns 1.5x on all spending. It's worked for me for the past couple of years and I keep a 5/24 spot available for the personal card every 2 years.) Thanks again.