I've used Plastiq on the BBP because when they were raising the fee from 2.5% to 2.85%, I locked in payments as far in the future as I could.

But I've had issues with Plastiq sometimes, or more specifically with USPS. Feels like USPS has gone downhill in the past couple years, much higher incidence of not receiving personal mail (like health insurance reimbursement checks that I know were mailed), and I'd say 5-15% of Plastiq checks never arrive at my leasing office and then I had to have Plastiq void it and stress to the office to please not deposit any check that might arrive because it was voided.

Anyway, today my property company joined Bilt so I was able to apply for the card and it seems worth to earn 1x for no fee vs 2x AMEX MR at 2.5%. The points aren't as versatile so I have a less constant stream of ANA miles, but it also gives me a way to generate AA miles which I haven't had in the past, as well as Hyatt points. Most importantly is that the payment just posts immediately on my resident portal so I'm not going to have payments get lost.

Honestly thinking I'm going to downgrade my CSP now. Seems completely replaced for me by this Bilt card. I was really surprised to see that they have Hyatt and AA on the partner list. I was also impressed that it has no FTF despite the 2x travel and no AF. I had assumed it must have a FTF.

By the way, some earlier posts in this thread mentioned partners not being available yet. I set the ones I care about up in the Bilt app and it looks like they're all functional now, including Aeroplan, Hyatt, AA.

An important note that I didn't realize before getting the card is that as a "basic" member you can only transfer points in 5000:5000 increments. Once you level up by spending 25K, you can transfer at 1000:1000. Since I live in hell the Bay Area, 25K spend will be no problem with rent.

It also looks like you need to make 5 purchases per period to be eligible for points earn. I am not sure if the rent payment is counted in that, and if so, if you can just make 5 partial rent payments. Online people have reported it as "five non-rent payments" so I'm going to assume I need to make five payments outside rent per statement period which is no big deal. The way the T&C is written would seem to allow just making five partial rent payments but I'll let someone else be the guinea pig for that.