Originally Posted by
ou5603
I have applied 5 cards in the last 24 months and I can find all 5 card in the credit report. However from the same credit report, there was no inquiry of my american express card at the end 2020. So there are 4 inquiries. If I want to apply for IHG premium since I do have the old select card, will I be rejected based on 5/24 rule?
The issue here is not the number of inquiries but the number of revolving tradelines under 25 months of age. This you fail the 5/24 rule but of course all things are YMMV. If you are declined you could always ask for reconsideration, especially if you have a long banking history with chase. good luck!