Originally Posted by Super Mario

No. Insurance is a net loss for more than 99% of society. If you ask about any type of insurance, a bunch of people will agree it is a good idea. People love to feel protected. It's like life insurance that many will swear by because of the emotional family ploy. Yet less than 1% get to use it. 99% of people are better off investing that money themselves. To me, that is much better odds at providing for my family.

Many people think travel insurance is a 100% refund at your slightest inconvenience and it suddenly has new payments and benefits due to COVID. It can be beneficial in some circumstances. Including high risk trips and people. Know what you are buying. Know your risk. Know what is not covered. I'm not a huge fan of AMEX Platinum. However, it's medical evac benefit is an actual option I'd recommend looking into.

I'm younger, healthy, and haven't been doing any crazy, exotic, international travel lately. My premium CC's travel coverage is plenty sufficient for me.