FlyerTalk Forums - View Single Post - Chase closed my CSR. Why?
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Old Feb 18, 2022 | 8:03 am
  #137  
hurnik
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Originally Posted by pallhedge
The FICO Bankcard Score 8 is different model with different weightings and, as you said, a different scale. I'm not sure why you felt the need to add an unnecessary level of complexity to this particular conversation.

If you've compared all your credit reports and they're the same with the exception of inquiries, I'm out of ideas regarding your strange score.

As far as the link you provided, the 10% weighting called "New Credit" equates to Inquiries.

https://www.myfico.com/credit-educat...res/new-credit
New credit shouldn't equal inquiry. You can get a hard pull (inquiry) and NOT be approved for New Credit. At least I thought over at the MyFico forums, New Credit was just that: New Account that gets reported on your credit bureau.

But perhaps they (FICO) are being obtuse/vague and its getting lumped into the same bucket (it's their score they can do what they want I suppose).
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