An item 95 linear inches in size is too big to check. If it was closer to the limit, I'd say you could.risk it and probably get by but you would be in a hard spot if they didn't accept your bike. Best bet is to get to the airport early and try. Worst case scenario would be they let you check it outbound but not on your return. Can you ship the bike or borrow/rent one at your destination? If not, shipping it via SWA Cargo is another option but that requires a process to get set up as a known shipper which is not trivial.