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Old Feb 15, 2022 | 5:18 pm
  #13  
Beltway2A
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Join Date: Apr 2017
Location: WAS
Programs: Free Agent
Posts: 1,775
It all depends on your travel habits and spending patterns.

These days, I haven't found any of the cards with an AF of $450 or higher to be worth it in addition to the Plat. I've got a few cards in the ~$100-$200 AF category that are great because of the categories in which they earn. Once Amex requires a minimum spend for Centurion Lounge access, that may change.

The previous (BOGO) incarnation of the Amex International Airline Program used to save thousands per year, even when comparing the cost of a qualifying refundable fare against two non-refundable fares. A few tickets with that program probably paid the AF of my Platinum card for a decade. The current program and severe decline of the PTS aren't comparable. If any premium card offers something like that in the future, I'll be getting it.

Originally Posted by moe8555
I understand where you're coming from, but VentureX is really essentially a free card when you factor in the $300 travel credit and 10K annual point bonus, not to mention free AUs that include additional Priority Pass cards.
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Based on what I've seen, you need to use "Capital One Travel" to take advantage of almost every feature the card offers. I don't think you could pay me enough to use a sub-par travel agency.
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