Beginner - Business & Personal - Best way to max UR
I have the Chase Business Ink Preferred for our business. About 220k a year in spending. Currently have 750K points.
Personal Capitol One Venture - maybe 30k a year in spending.
Both card are 3+ Years old. I pretty much just want to maximize my UR points. I was thinking of the following;
1. Getting a CSR for myself. Bonus points are pretty crappy right now, so I may wait? But it does offer a better redemption at 1.5
2. Getting a Business Unlimited 1.5% for all our non bonus business spending. (Was going to wait for the Business Premier but I see you can't transfer points.)
3. Keeping the CIP opening for the bonus spending (And Trip insurance/Phone Protection/ Rental insurance and high limit (100K)
Is this the best route? Should I be doing anything differently?
Lastly, any ways to maximize points through the business? I see people talking about paying taxes with a CC, but the 2% fee doesn't seem like its worth it.