FlyerTalk Forums - View Single Post - AMEX Expands Membership With New AMEX Rewards Checking Account
Old Feb 10, 2022 | 9:09 am
  #28  
GUWonder
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There may be more options to purchase money orders with debit cards than with other kinds of cards. What is Amex's take on that?

Originally Posted by amex

You may not deposit the following types of Items into your Account. We will generally reject Items of such type, but reserve the right to accept any such Item at our discretion without prior notice.

Items that are more than six (6) months old
Items with any known or suspected alteration or which you know or suspect, or have reason to know or suspect, are unauthorized, fraudulent, or uncollectible
Unendorsed or improperly endorsed Items
International Items and Items payable in currencies other than U.S. Dollars
U.S. Savings bonds
Money orders
MoneyGram Items
Counter or starter Items without the bank routing number, account number and check serial number encoded at the bottom
Travelers checks
Items that have already been deposited or submitted for deposit (whether to your Account or to another account) by any means (including, without limitation, Items submitted for deposit through Mobile Check Deposit multiple times)
Items that have already been converted to an image or copy
Remotely created checks (Items that are not created by the paying bank and that do not include the signature of the drawer (maker) on whose account the check is drawn)
So for depositing, the purchased money orders would have to go to a different account than the Amex checking account.

Originally Posted by flyaxa
Interesting.
Looks like $5K max debit card transactions per day.
Wonder if MRs earned on debit cards will get a 1099...still going over the terms...
Airline miles earned on debit card transactions didn't come with 1099s. But that was back in the day when there were way more US customers with airline-mileage earning checking account debit cards.

Last edited by GUWonder; Feb 10, 2022 at 9:20 am
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