Originally Posted by
tmiw
It might if the card's set up not to allow offline purchases with contactless at all. For example, there was a time period where US cards added to iPhones couldn't be used on TfL at all due to offline authentication not being supported. I'm not sure how common lack of offline support is now.
Possibly, but this was a Chase Freedom Unlimited. I've used my Chase Sapphire Reserve on TfL as recently late November. I haven't used the Chase Freedom Unlimited because of its 3% FTF.
Originally Posted by
tmiw
I have seen it getting used more often, but I would still say it's maybe a bit less than 20%?
I definitely see it more when customers are presenting their own cards. How many transactions are still at restaurants, bars, or places where a waiter or cashier takes the payment card on behalf of the customer? For drive thrus, I see about 20-25% of cashiers tapping the card. (All places I've visited recently now are handling cards again at this point.)