Originally Posted by
toofast
In my case, my wife added me as an AU on her card (without entering my SSN). The card appeared in my credit history, with the full credit limit as if it was one of my own cards.
Originally Posted by
pallhedge
Did she do this during application or later on? Ultimately, what I'd like to know is what does CapOne use as the AU card's open date? Does it backdate to the date that the original account was open (like Chase) or does it have its own open date when the AU card was added (like Amex)?
I can now answer your question. But before I do, permit me to opine that the question should be Does CapOne
foredate the account open date from the date the account was opened to the date the AU was added? The answer is no, the account open date remains unchanged. However, if you insist that
making NO change to the date is "backdating," then the answer is yes.
RNE, trusting that is as clear as mud.
