Approval data point for P2:
0/6 inquiries
1/24 new accounts, excluding business cards
Holds a Citi Premier (2016), Citi Double Cash, and Citi AA MIleup,
Holds 16 personal cards across all banks. Many have zero balances.
Minimal utilization recently on Citi cards. Premier and DC each have a small monthly recurring charge but no other regular use. Mileup is sockdrawered. Combined credit limit for 3 Citi cards was over $50k.
6-7% overall current utilization.
Credit Karma said chance of approval for Citi Premier were "very good"
Instant approval for $7,000 credit line.