I applied for the C1 V1 right after Christmas because of the 40K offer for $1K spend that I thought was the best they have offered on that card. Approval was pended and I did eventually get the approved $30K c/l but the APR is terrible. I don't really care as I don't carry anyway. But it is 0$ for 15 months on purchases not b/t. So I will take advantage of that and pile all my charges on that card and ride them for the 15.

Now I am wondering if I made the right decision and should I have went with the X instead. If I should have gone for the X and didn't, what are my options now? I know the 5/24 with Chase, but I have only heard of some once every so and so for C1 which I think is one card a year, but I am not sure. I hate their pull every bureau policy and with me, they even pulled twice for the same inquiry which just loaded up my inquiries.

Thoughts, speculations, and advice appreciated. This is such a first world problem, if you choose to ignore, I understand. But maybe someone on here with lots of experience will know the answers.