FlyerTalk Forums - View Single Post - Which card for groceries?
Thread: Which card for groceries?
View Single Post
Old Jan 2, 2022 | 11:02 am
  #5  
mia
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
10 Countries Visited
20 Nights
2M
20 Years on Site
 
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,886
Originally Posted by yugi
... Amex OBC is 5%, slightly more than 4.5%.
%5 versus 4.5% is $30/year if spending $6,000.

The Blue Cash $6,500 threshold is a hidden annual fee. You are earning 1% rather than the minimum you would earn with another card. In the best case you have an opportunity cost of $65 to earn an extra $30/year. This card makes no sense at your spending level.
mia is offline  
Reply