Originally Posted by
goyankees32790
Why start with the harder card? wouldn't it make sense to take the Barclay card up to $50k, then move over to Citi?
That is what I do. SInce Barclay Silver was giving $3K EQD (previously $6K) - I thought it was best to increase EQD early for upgrade priority.
If you need to get spend up - then charge taxes, insurance, etc. Fed and State payments charge a 2% fee.
I exceed the max needed for each - so this year looking to next year - I would have 150K LP (with the 25K the bonus).
That tells me if I shift more from others AmEx, Chase, etc. I could earn more.
I think this is AA's plan. If you want status - go big on their CC's or buy lots of expensive tickers.
I have already started shifting many purchases to eShopping for those points. I don't buy anthing I would not have otherwise bought - but most of the major big retails are members - HomeDepot, BestBuy, Macy's, CVS, BedBathandBeyond, Walmart, etc. Buying on line with free delivery.