Interesting - why is that? With Chase, my direct deposit comes there which largely covers my Chase personal card payments. My Inks are where I MS - 1.5x with the Unlimited is great. Those I've been paying from another bank using a business checking account that allows MO deposits. Not really MSing a lot on Amex, but on my 4th NLL Biz Plat for the 120/150k offers and about to do my 4th Biz Gold, so the payments are flowing...