Originally Posted by
Pudlefish
At least as a scandinavian, one benefit I don't see mentioned often is the travel insurance. If you do luxury traveling then you would have to pay for an extra insurance to cover the total cost of the trip while using centurion that bar is set a lot higher than using other cards. This benefit alone can pay for the card on a single trip. For example it covers up to 15'000 USD in cancellation and 5'000'000 USD for medical per person per trip.
Have you made a trip cancellation claim with such insurance coverage from Amex? How does it compare in terms of ease and speed of payout to the claim-making process using trip insurance coverage that comes with house insurance policies in the same neck of the woods?
The Swedish Centurion car rental insurance is very good. Even when considering it's got a forex surcharge applicable for purchases abroad.
The Centurion fee to join and its annual membership fee is a lot lower in Sweden than in the US, so the value proposition is different for that reason too.